What Has the Biggest Impact on Your Retirement Savings?

Question: Which of the following factors has the biggest long-term impact on how much money you’ll have in retirement? A) How much you save B) When you start investing C) Picking the “right” stocks D) Avoiding taxes altogether Answer: B) When you start investing When you start investing matters more than how much you save—because […]
When the Fed Lowers Rates, Who Benefits Most?

Question: The Federal Reserve (also called “The Fed”) lowering interest rates can be good news for which of the following? A) People with credit card debt B) Savers with high-yield savings accounts C) People getting a new mortgage Answer: C) People getting a new mortgage The biggest winner is the person taking out a new […]