Please read these terms carefully as they govern Your rights and duties relative to use of The World Changers website and services.
- Acceptance of Terms
These Terms of Use (the “TOU” or this “Agreement”) constitute an agreement between The World Changers, LLC (“The World Changers” or “we,” us,” or “our”) and each individual (“You,” “Your,” or “Yourself”) who accesses our website, www.theworldchangers.com (the “Website”), uses the Website’s tools, content, courses, blogs, and events (combined, the “Services”), subject to the terms and conditions set forth herein. This Agreement governs Your rights and responsibilities for use of the Services. Additional posted guidelines, policies or rules applicable to the Services may be posted on the Website and modified from time to time (“Additional Terms”). All such Additional Terms are hereby incorporated by reference into this Agreement; except where such additional terms and conditions are specific and limited in applicability to a particular offer, as denoted on the portion of the Website describing the offer (the “Offer Page”) or other promotional material, then such additional terms and conditions are incorporated herein only to the extent that they pertain to the particular offer (“Limited Terms”). Capitalized terms are as defined throughout this Agreement. The term “Brand Entity” refers to any business entity controlling, controlled by, or under common control with The World Changers. As we may modify any terms herein at any time You should periodically visit the TOU, Additional Terms and Limited Terms posted on the Website to review all current terms.
By using the Website, otherwise accessing the Services, You represent that You are at least eighteen (18) years of age, that You have the legal authority to bind Yourself, stipulate that You have read this Agreement in its entirety, and agree to be bound by its terms. Our collection and use of Your personal information is governed by our Privacy Policy, available on the Website, which is incorporated into this Agreement by reference.
IF YOU DO NOT ACCEPT THIS AGREEMENT, YOU MUST NOT ACCESS THE SERVICES, AND WE DO NOT CONSENT TO YOUR USE OF OR ACCESS TO THE SERVICES. - Important Disclaimer Regarding the Information We Provide
The World Changers Brand publishes general content for a broad community of users. You understand that no published content constitutes a recommendation that any particular investment, insurance vehicle, security, portfolio of securities, transaction, investment strategy or financial product is suitable for any specific person. To the extent any published content may be deemed to be investment advice, such information is impersonal and not tailored to the needs of any specific person.
You understand that the views expressed in the Services are the authors’ own opinions. Published content and speakers at live events will come from a variety of backgrounds, and most commonly, will not be generated directly by The World Changers or its employees. The content, including any information, data, case studies, and personal experiences shared are all provided on an “AS IS,” and “AS AVAILABLE” basis. Past results are not necessarily indicative of future performance. The World Changers makes no representations regarding any published content, nor is The World Changers liable for any actions You take or fail to take based on the content provided. Your use of the Services is subject to Your acceptance of any liability that may result as a consequence of the actions You take or fail to take based on the content provided.
The Services are directed solely to individuals residing in the United States. Content provided through the Services is not appropriate or targeted for use in other locations. Those who choose to access the Services from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable. We reserve the right to limit the availability of the Services to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service that we provide. - The World Changers Proprietary Rights
a) Limited License.
The Services and related content are the proprietary intellectual property of The World Changers. Your use of the Services is permitted under a limited license that provides You limited access under this Agreement. You may not share, transfer to or resell Your use of or access to the Services with or to any third party. You acknowledge that You do not acquire any ownership rights by accessing or using the Services.
Your right to access and to use the Services is personal to You. You may not share Your access, username, login, or password to the Sites, or to any software, products, or Services offered via the Sites. You agree to keep Your login credentials secure, and to comply with all password security policies, including password change and complexity requirements. You understand that if You are prompted to change Your password, You may lose access to the Sites, software, products, or Services if You fail to do so. You agree to notify us at [email protected] if You become aware of any possible unauthorized use(s) of Your account or any possible breach of security, including loss, theft, or unauthorized disclosure of Your username, or password. You are solely responsible for all activities that occur under Your account.
You may use a standard web-browser (e.g. on a desktop, laptop, or similar computer, or on a portable device such as a tablet, smartphone, or other mobile devices) to access the Sites, software, products, and Services. All other software to access the Sites, the Content, or our database(s) is in violation of this Agreement. A maximum of one simultaneous log-in is allowed per account. This simultaneous login limit applies to the total number of logins at any given time regardless of device type (i.e., computers, tablets, mobile devices, etc.). Any use of the Website that could in any way damage or impair the functionality for other users to any extent is prohibited.
Permissible uses of the Website include all the uses which would normally be associated with a site of this nature, which are authorized under a separate written agreement between You and a Brand Entity, and which are not expressly prohibited herein. For example, Services may include videos or posts – You can view them and replay them. Some content may include an invitation or opportunity to comment, discuss, or post questions or feedback for us via the Sites or via social media. You may also have opportunities to participate in our polls, surveys, discussion threads, forums, or the like. You may have the ability to interact with and share experiences with us or other users. If You choose to submit content for publication through the Services, such as within the online community, such content shall be exclusive to The World Changers, deemed to be property of The World Changers, and by submitting such content You irrevocably assign any and all rights to such content to The World Changers.
b) Prohibited Uses
Except for approved Agents, acting within the scope of an Independent Agent Agreement, GBLA Provisions and Restricted Covenant, no commercial uses are allowed of the Site(s) or any of the Content without written permission.
You understand and agree that the Website content is subject to copyright laws in the US and internationally. You may only copy or download content or information that is expressly provided for that purpose or as an authorized Agent in accordance with the Independent Agent Agreement. You understand and agree that we, in our sole discretion can decide which content You may download, copy, and/or share and that You will abide by our decisions and policies with regard to our content. You understand that if You do copy or reproduce any information without permission, we may immediately terminate Your access to the Sites and/or to the products or Services.
If a file is made available for and intended for downloading, there will be downloading instructions, which tell You that You can download it and will also indicate whether You may share it. If a downloadable file does not expressly state that You may share it, then You may not do so without written permission.
You agree that You will not remove, replace or obscure any copyright, trademark, service mark or other indicia of source or ownership, nor any notices or legends used in connection with any content contained in the Website, or software, products, or Services offered through the Website or related communications. Any effort to remove, replace, or obscure such marks is a violation of this Agreement.
The prohibition on removing copyright and similar notices apply to any downloadable files that may be provided on the Sites, even if You are an Agent with permission to share those files with others under the Independent Agent Agreement. You must share the file as we provide it and not remove our marks, notices, or legends. Third-party Content, if any, provided by users may be copyrighted by such third parties and its use on the Website is with permission, or solely for discussion, commentary, and/or educational purposes, and is believed to be a fair use within the meaning of 17 USC § 107.
You may not download or copy our information Yourself and You may not employ any automated device, software tools, harvester, extractor, scraper, spider, robot, program, code, script, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, or copy the Sites or any portion thereof, or any content. You may not reproduce content or portions thereof in any way, nor ‘mirror’ the sites at a separate location or server. You may not obtain or attempt to obtain any content through any means not purposely made available through the normal use of the Website (e.g. using a standard web browser).
You expressly agree not to attempt to reverse engineer, replicate, or circumvent any software, product, or service feature of the Website. You agree not to attempt to divert traffic from The World Changers by use of a confusingly similar domain name.
You also may not attempt to gain unauthorized access of any kind to the Sites, or to any software, product, or service offered through the Sites via any means including hacking, password guessing, backdoors, code injection, or any other means. You also agree that You will not engage in any activities using the Sites that violate applicable laws or regulations in Your locale. Such uses are strictly prohibited and include invasion of privacy laws, laws pertaining to defamation or libel, or the like.
c) Remedies
The World Changers reserves the right to pursue all rights and remedies to the full extent available under applicable law, without limitation, for any breach of this Agreement.
- Disclaimer of Warranties
The Services, and any content obtained or accessed through the Services, including without limitation Third-Party Content, is provided “as is” without representations or warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, The World Changers, its officers, directors, employees, subsidiaries, affiliates, suppliers, advertisers, and agents disclaim all warranties, express, implied or statutory, including, but not limited to, implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose or use, and all warranties relating to the adequacy, accuracy, timeliness or completeness of any information available through the Services,
The World Changers and its affiliates and agents do not warrant and nor represent that Your use of the Services and any content contained therein, including without limitation, Third-Party Content, will be uninterrupted, error-free, or secure, that defects will be corrected, or that the Services or the server(s) on which the Services are hosted are free of viruses, worms, malicious code, Trojan horses, malware, or other harmful components. The World Changers, its affiliates and agents accept no liability for any software downloaded from the Services. You acknowledge that You are responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed to access and use the Services, and all charges related thereto. You assume total responsibility and risk for Your use of the Services and Your reliance thereon. No opinion, advice, or statement of The World Changers or its affiliates, agents, Members, or visitors, whether made on the Website or otherwise, shall create any warranty. Your use of the site, the content contained therein, and materials provided through the site, are entirely at Your own risk. The World Changers, its affiliates and agents are not liable for any informational errors, incompleteness, delays or any actions taken in reliance on information contained in the Services.
Services may not always be available to You when You would like access for reasons beyond our control. And from time to time we may suspend and/or deny access to the Website for updates, maintenance (scheduled or unscheduled), enhancements, upgrades, improvements, or corrections, or to maintain or improve security. Some information and offers provided on the Website are time-limited and will be removed at our discretion. We also believe some content has a limited useful life and we reserve the right to take down, remove, or archive content at our discretion.
A possibility exists that content available through the Services could include inaccuracies or errors, or materials that violate this Agreement. Additionally, a possibility exists that unauthorized alterations could be made to the content available through the Services by third parties. We do not guaranty Website content will be updated, changed, or amended on a particular schedule or with regularity. Despite our desire and sincere efforts to keep the Website and content up to date and free of errors, the content may contain typographical or factual errors or inaccuracies, or become temporarily outdated. Although we attempt to ensure the integrity of our website and Services, we make no guarantees as to the completeness or correctness of any content available through the Services. In the event that such a situation arises, please contact us at [email protected] with, if possible, a description of the material to be checked and the location (URL) where such material can be found on our Website, if applicable, as well as information sufficient to enable us to contact You. We will try to address Your concerns as soon as reasonably practicable
Under no circumstances shall The World Changers be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, or non-performance of third parties.
There are NO warranties or guarantees made related to the use of the Services, or for any products or Services offered through the Sites. Any guarantees or warranties that might be implied by law are specifically disclaimed including but not limited to, warranties of merchantability, fitness for a particular purpose, title, and non-infringement. - Limitation of Liability
NEITHER THE WORLD CHANGERS NOR ITS AFFILIATES, SUBSIDIARIES, AGENTS, OWNERS AND OFFICERS ARE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, RELIANCE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER LEGAL THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE SERVICES AND/OR ANY CONTENT CONTAINED THEREIN, INCLUDING WITHOUT LIMITATION, ANY THIRD-PARTY CONTENT, OR ANY SERVICES USED OR PURCHASED THROUGH THE WORLD CHANGERS, WHETHER SUCH DAMAGE IS FORESEEABLE OR NOT AND WHETHER OR NOT YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. FOR AVOIDANCE OF DOUBT, DAMAGES ARISING UNDER THE SECTION ENTITLED “INDEMNIFICATION” (INCLUDING WITHOUT LIMITATION DAMAGES TO WHICH A PARTY IS ENTITLED TO INDEMNIFICATION UNDER SUCH SECTION THAT SUCH PARTY SUFFERS IN CONNECTION WITH THIRD PARTY CLAIMS FOR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES) ARE DEEMED TO BE DIRECT DAMAGES OF THE INDEMNIFIED PARTY. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES IS TO STOP USING IT. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY OF THE WORLD CHANGERS FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION — WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE — SHALL BE THE TOTAL AMOUNT PAID TO US BY YOU, IF ANY, FOR ACCESS TO THE SERVICES IN THE CURRENT CALENDAR YEAR. - Indemnification
You agree to indemnify, defend and hold harmless The World Changers, its affiliates, officers, directors, employees, agents and representatives and their successors and assignees from and against any and all liabilities, claims, (including, without limitation, third-party claims), damages, losses, costs (including reasonable attorneys’ fees), or other expenses associated with or incurred as a result of or from (a) Your violation of this Agreement; (b) Your use of the Services; (c) Your violation of the rights of any third party; (d) the actual or alleged infringement of any third party proprietary or intellectual property right arising out of the duplication, sale, distribution, or use of the Services; or (e) any liability arising from Your use of the Services including any user-generated content You create. - Changes to this Agreement, Services, and Offers
We reserve the right at any time to:
➢Change the terms and conditions of this Agreement, Limited Terms, Additional Terms and any other rules, guidelines, and policies incorporated herein;
➢Change all or any portion of the Services, eliminating or discontinuing any content or feature of the Services or portion thereof; and
➢Change the fees, charges or other conditions for use of the Services (with reasonable notice, in our sole discretion).
Any changes we make to this Agreement, Additional Terms and Limited Terms will be effective immediately after we post the modified terms on the Website. In the event that You have this Agreement or other policies cached on Your browser, the Agreement and policies that apply to You is the most recent version that appears on a non-cached browser. - Dispute Resolution
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL, AND REQUIRES MOST DISPUTES TO BE RESOLVED THROUGH INDIVIDUAL ARBITRATION RATHER THAN CLASS ACTIONS.
1. Application of This Section. This Section governs any dispute, claim, or controversy arising under or relating to this Agreement, the Services, or any related communications or interactions between you and The World Changers, LLC (“Company”) (each, a “Dispute”). This Section applies regardless of whether the Dispute sounds in contract, tort, statute, or any other legal theory. As used in this Section, “Claimant” means the party asserting a Dispute, and “Respondent” means the party against whom a Dispute is asserted.
2. Pre-Dispute Notice Requirements. Before initiating any formal dispute resolution process under this Section, Claimant shall send Respondent a detailed written notice of the Dispute by email to [email protected] with delivery confirmation, or certified mail to 7700 N Kendall Dr, Suite 509, Miami, FL 33156. The notice shall include all of the following: (a) Claimant’s full legal name and current postal address; (b) all email addresses Claimant has used in connection with the Services; (c) the specific date or dates on which Claimant accessed the Services that form the basis of the Dispute; (d) the specific URL or URLs accessed; (e) the approximate timestamps of the access; (f) the device type, operating system, and browser used; (g) the IP address or addresses used to access the Services, if known to Claimant; (h) a factual basis for Claimant’s standing to bring the Dispute; (i) a specific description of the conduct alleged and the harm alleged; (j) the legal theory or theories on which the Dispute is based; (k) the nature of Claimant’s fee arrangement with counsel, if any, including whether the representation is on a contingency, fee-sharing, referral, or hourly basis, the rate or percentage applicable, and the identity of any third party providing funding or financing in connection with the Dispute; and (l) a list of all claims, demands, formal complaints, or arbitration proceedings filed by Claimant within the 24 months preceding the notice that assert substantively similar legal theories or arise from substantively similar conduct, including the names of respondents and the disposition of each. A notice that omits any of the foregoing is procedurally deficient. The dispute resolution timelines under this Section shall not commence until a compliant notice is received. The disclosures required by subparts (k) and (l) are intended to enable good-faith assessment of the Dispute and to enable any arbitrator to screen for fraud, abuse, or improper purpose.
3. Informal Resolution Period. Within 60 days of Respondent’s receipt of a compliant notice under the Pre-Dispute Notice Requirements above, the parties shall engage in informal resolution discussions. Such discussions shall include not fewer than two principal-level meetings, each attended by a principal of Claimant and a principal of Respondent. The parties shall coordinate scheduling in good faith, with Respondent making available a reasonable slate of dates within the 60-day period and Claimant selecting available dates from that slate. Meetings may be conducted by video conference. Claimant may be accompanied by counsel or an authorized representative. Failure of Claimant to participate in good faith in the required meetings is a material procedural defect, and no arbitration may be commenced unless and until the requirement is satisfied or expressly waived in writing by Respondent.
4. Binding Arbitration. Any Dispute that is not resolved through the process described in the Pre-Dispute Notice Requirements and Informal Resolution Period above shall be resolved exclusively by binding arbitration administered by the American Arbitration Association (“AAA”) under its then-current Consumer Arbitration Rules. Filings with any other arbitration provider shall be deemed procedurally deficient and shall not commence the arbitration. The arbitration shall be conducted by a single arbitrator. Venue for any in-person component of the arbitration shall be selected by Respondent, provided that the venue is reasonably convenient to Claimant; video proceedings shall be permitted at the election of either party.
5. Costs and Fees. In arbitration, each party shall bear its own attorneys’ fees and costs, except that the allocation of arbitration-provider and arbitrator fees shall comply with the consumer-protection floors imposed by the arbitration provider’s consumer rules and with any fee-shifting required by applicable law. For the avoidance of doubt, the prevailing-party attorney’s-fee provision elsewhere in this Agreement applies only to matters heard in court, and does not apply in arbitration.
6. Class-Action Waiver. Each party may bring claims against the other only in such party’s individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative action. The arbitrator may not consolidate more than one party’s claims and may not preside over any form of representative or class proceeding. If any portion of this class-action waiver is found to be unenforceable as to a particular Dispute, that Dispute shall proceed in a court of competent jurisdiction (subject to all other terms of this Agreement, including without limitation the Governing Law and venue provisions of this Agreement), and the arbitration agreement set forth in the Binding Arbitration, Costs and Fees, Carve-Outs from Arbitration, and Survival provisions of this Section shall be null and void as to that Dispute; provided, however, that the Pre-Dispute Notice Requirements and Informal Resolution Period set forth above shall continue to apply to that Dispute. The class-action waiver in this Section is non-severable from the arbitration agreement; severance of the class-action waiver from the arbitration agreement is not permitted.
7. Carve-Outs from Arbitration. Notwithstanding the foregoing, either party may bring an action in a court of competent jurisdiction in Miami-Dade County, Florida for: (a) injunctive or other equitable relief to prevent or stop infringement, misappropriation, or unauthorized use of intellectual property; (b) collection of undisputed amounts due; or (c) any other claim that, as a matter of law, may not be subject to pre-dispute arbitration; or (d) any claim brought on an individual basis in a small-claims court of competent jurisdiction over the parties (which need not be located in Miami-Dade County), so long as the claim remains in that court and is not removed, transferred, consolidated, or appealed to a court of general jurisdiction. The pendency of any such court action shall not affect the parties’ obligations under the preceding provisions of this Section with respect to any other Dispute.
8. Public Injunctive Relief; Savings Clause. Nothing in this Section waives any party’s right to seek public injunctive relief to the extent such a waiver would be unenforceable under applicable law. If a claim for public injunctive relief is asserted and applicable law prohibits arbitrating it, that specific claim shall be severed and stayed and may proceed in the courts identified in the Carve-Outs provision above after the arbitrable claims are resolved; the remainder of this Section stays in effect.
9. Survival. The obligations of this Dispute Resolution Section survive termination of this Agreement. - General Provisions
a) Governing Law. Subject to the Dispute Resolution Section above (which governs most disputes), this Agreement shall be interpreted under and governed by the laws of the State of Florida. The exclusive venue of any action brought under or related to this Agreement shall be Miami-Dade County, Florida, and the parties hereby agree to, and waive all objections to, personal jurisdiction and venue in Miami-Dade County, Florida.
b) Waiver of Jury Trial: The parties hereto hereby knowingly, voluntarily, and intentionally waive any right either may have to a trial by jury with respect to any litigation between You and The World Changers for any purpose. This explicit waiver of a right to a jury trial is intended to be broad and encompass any disputes between You and The World Changers and is not limited to disputes that may arise under this Agreement or any other agreements between You and The World Changers
c) Attorney’s Fees. In the event a dispute arises between the parties under this Agreement and a civil action is filed, The World Changers shall be entitled to recover its costs and attorneys’ fees if it is the prevailing party. As used herein, costs and attorneys’ fees include any costs and attorneys’ fees in any appellate and post-judgement collection proceeding. The parties hereto further agree that should a civil action be filed and then voluntarily dismissed by The World Changers, for whatever reason, the defendant or counter-defendant (as the case may be) to the civil action is not a “prevailing party” for the purpose of recovering attorneys’ fees and costs as a result of the voluntary dismissal.
d) Notice. All notices, requests, demands and other communications required or permitted under this Agreement shall be in writing and shall be deemed to have been duly made and received when sent via email to The World Changers at: [email protected], or to the email address You provided as updated. Notices to the Company may also be sent by mail to 7700 N Kendall Dr, Suite 509, Miami, FL 33156.
e) Assignment. This Agreement may not be assigned by You. The Agreement may be assigned by The World Changers to a parent corporation, if any, or any of its subsidiaries or affiliates, or to a successor entity in the event of merger, consolidation, transfer, sale, stock purchase, or public offering as long as the surviving entity assumes all of that party’s obligations hereunder.
f) Entire Agreement. This Agreement, combined with the policies incorporated by reference herein contain the entire understanding between the parties with respect to the subject matter herein, and supersedes all prior and contemporaneous agreements and understandings, inducement or conditions, expressed or implied, except as stated in this Agreement.
g) Severability. If any part of or any provision of this Agreement or any other document or writing given pursuant to or in connection with this Agreement shall be invalid or unenforceable under applicable law, that part of the Agreement shall be ineffective to the extent of such invalidity or unenforceability only, without in any way affecting the remaining parts of the provision or the remaining provisions of the Agreement. This severability provision is subject to the Dispute Resolution Section above, whose class-action waiver is expressly non-severable from the agreement to arbitrate.
h) Captions. All captions herein are for organizational purposes only and not intended to limit the meaning of anything herein or to have an independent legal meaning.
i) Singular, Plural, etc. Wherever herein the singular is used the same shall include the plural and the masculine gender shall include the feminine and neuter genders and vice versa, as the context shall require.
j) Waiver. Failure of any party to insist upon compliance with any provision hereof shall not constitute a waiver thereof. No waiver of any provision of this Agreement shall be effective unless it is in writing and signed by the party against whom it is asserted. Any waiver of any provision of this Agreement shall only be applicable to the specific provision and instance to which it is related and shall not be deemed to be a continuing or future waiver as to such provision or as to any other provision.
Last updated: June 30, 2026
