Question:
❓At what age can you claim the maximum monthly Social Security benefit?
A) 62
B) 65
C) 67
D) 70
Answer:
✅ D) 70
Here’s why:
If you want the highest possible monthly Social Security benefit, you’ll need to wait until age 70 to start collecting.
You can start as early as 62—but the checks are smaller. A lot smaller. And once you lock it in, that amount doesn’t reset.
Waiting might not be right for everyone. But if you’re still working—or have other income streams—it’s worth knowing what you’re giving up by starting early.
Because this isn’t just about claiming what’s yours. It’s about designing your income on purpose.