Question:
❓Which investor ends up with more money by age 65 (at an 8% return)?
- Lisa, who invests $5K per year from age 25–35 and then stops
- Mark, who invests $5K per year from age 35–65
Answer:
✅ Answer: Lisa
Here’s why:
Lisa invests $5K a year for just 10 years—then stops.
Mark invests the same $5K a year for 30 years straight.
Who ends up with more? Lisa does.
- Lisa invests $50,000 total
- Her money grows for 40 years → about $787,000
- Mark invests $150,000 total
- His money grows for 30 years → about $611,000
Even though Mark invested 3x more money, Lisa comes out ahead—because her money had more time to compound.
💥 Lesson: Start early. Time is the most powerful multiplier in your plan.
