Money IQ Challenge 37

Question:

❓Which decision creates the biggest loss for investors?

A) Staying fully invested
B) Missing the 10 best days in the market
C) Rebalancing once a year
D) Checking your accounts often

Answer:

✅ B) Missing the 10 best days in the market

Here’s why:

Here’s how big the difference is.

Vanguard looked at how $100,000 invested in the S&P 500 would have grown from January 1, 1988, through December 31, 2024:

  • If you stayed invested the whole time: about $4.9 million
  • If you missed just the 10 best days: about $2.3 million


Nothing else changed.

Same starting amount.

Same years.

The only difference was missing those 10 days, and it cut the growth by more than half.

Why this happens:
The market’s biggest growth days usually show up when things feel uncertain. If you pull money out during those moments, you miss the days that end up doing the most heavy lifting.

Why the other answers aren’t correct:

  • A: Staying invested created the best result.
  • C: Normal rebalancing doesn’t erase growth.
  • D: Looking more often doesn’t grow your money—only staying invested does.


Takeaway:

Long-term growth depends on staying in the market, even when it feels uncomfortable. Inside The World Changers Network, you’ll learn how to build a plan that keeps you invested and steady through the swings.

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